Savings Accounts

Money Market Account

  • Minimum opening balance: $1,000.
  • No monthly fee if account balance is $1,000 or above at all times during a statement cycle or the average ledger balance is $2,000 or above. Otherwise, an $11.00 monthly fee applies.
  • Withdrawals and transfers are limited by law to six covered transfers or withdrawals per calendar month or statement cycle. Additional withdrawals are $5.00 each.**
  • Interest will be credited on tiered balances. Interest accrues daily and is credited monthly.
  • Check and deposit slip images provided in monthly statement.
  • Internet Banking and Bill Pay
  • Telephone Banking, our 24-hour access by telephone with no fee.

IRA Flex Account

  • Minimum opening balance: $100
  • No monthly fee
  • No minimum monthly balance required.
  • Withdrawals and transfers are limited by law to six covered transfers or withdrawals per calendar month or statement cycle. Additional withdrawals are $5.00 each.**
  • Interest will be credited on tiered balances, is accrued daily and credited monthly.
  • IRAs may be subject to IRS penalties for early withdrawal.
  • Telephone Banking, our 24-hour access by telephone with no fee.

** Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited and are considered “non-covered” transactions.

To access the FDIC’s Electronic Deposit Insurance Estimator (EDIE) click here and use the interactive application that will help you learn about deposit insurance and calculate the insurance coverage of your accounts.