Money Market Account

• Minimum opening balance: $1,000.
• No monthly fee if account balance is $1,000 or above at all times during a statement cycle or the average ledger balance is $2,000 or above. Otherwise, an $11.00 monthly fee applies.
• Withdrawals and transfers are limited by law to six covered transfers or withdrawals per calendar month or statement cycle. Additional withdrawals are $5.00 each.**
• Interest will be credited on tiered balances. Interest accrues daily and is credited monthly.
• Check and deposit slip images provided in monthly statement.
• Internet Banking and Bill Pay
• Telephone Banking, our 24-hour access by telephone with no fee.

IRA Money Market Account

• Minimum opening balance: $100
• No monthly fee
• No minimum monthly balance required.
• Withdrawals and transfers are limited by law to six covered transfers or withdrawals per calendar month or statement cycle. Additional withdrawals are $5.00 each.**
• Interest will be credited on tiered balances, is accrued daily and credited monthly.
• IRAs may be subject to IRS penalties for early withdrawal.
• Telephone Banking, our 24-hour access by telephone with no fee.

** Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited and are considered “non-covered” transactions.