Business Savings

Click on this link for our Business Banking Brochure
If you are transferring from a different financial institution, please utilize our convenient Business Switch Kit.Money Market Account

  • Minimum opening balance: $1,000.
  • No monthly fee if account balance is $1,000 or above at all times during a statement cycle or the average ledger balance is $2,000 or above.  Otherwise, an $11.00 monthly fee applies.
  • Withdrawals and transfers are limited by law to six covered transfers or withdrawals per calendar month or statement cycle. Additional withdrawals are $5.00 each.**
  • Interest will be credited on tiered balances. Interest accrues daily and is credited monthly.
  • Check and deposit slip images provided in monthly statement.
  • Internet Banking and Bill Pay
  • Telephone Banking, our 24-hour access by telephone with no fee.

Preferred Savings

  • Minimum opening balance: $50
  • ATM card available with no issue fee
  • No monthly fee if account balance is $300 or above at all times during a statement cycle or the average ledger balance is $2,500 or above.  Otherwise, a quarterly fee of $16.00 will apply. Additional withdrawals are $5.00 each.**
  • Interest will be paid on tiered balances, is accrued daily and credited quarterly.
  • Internet Banking and Bill Pay
  • Telephone Banking, our 24-hour access by telephone with no fee.

Certificates of Deposit

  • Minimum opening balance: $2,500
  • No monthly fee, however, there are substantial penalties for early withdrawals. No early withdrawal penalty in case of death of owner/co-owner.
  • Terms range from 3 months to 5 years.
  • Interest is compounded quarterly. The rate printed on the CD is for the initial term.
  • All certificates are automatically renewed and interest may be credited to any First National Bank of Pasco account. For automatic renewal CDs, the rate in effect at the time the CD renews will apply.

** Transfers or withdrawals made in person, by messenger, by mail, or at an ATM are unlimited and are considered “non-covered” transactions.

Call or visit one of our friendly Customer Service Representatives for more details.

Dade City (352) 521-0141, or (888) 239-4652 (outside Pasco County)
Zephyrhills South (813) 782-1540
Zephyrhills West (813) 779-1905